You’ve done the prep work—got pre-approved, checked your credit, and know what you can afford. Now it’s time for one of the most exciting parts of the VA homebuying journey: finding the perfect home. But here’s the catch—not every home is eligible for VA financing.In this post, we’ll help you understand what types of properties qualify for a VA loan, how to find a VA-approved condo or townhome, and what to watch out for in South Florida’s competitive real estate market.What Types of Homes Qualify for a VA Loan?The VA has specific standards when it comes to the properties it...
On Wednesday, something truly impactful happened in Doral. I had the honor of hosting our very first VA Homefront Seminar at the vibrant Shoma Bazaar, and the experience exceeded every expectation. We welcomed veterans, active-duty service members, and military families from all over Miami Dade County for a powerful session focused on homeownership, financial freedom, and building wealth through VA multifamily purchases.Together with Bryan Landman from The Federal Savings Bank and my incredible teammate Rosa, we walked attendees through the complete process of using a VA loan to buy a 2–4 unit multifamily home—where you live in one unit and...
If the word “credit” makes you nervous—don’t worry, you’re not alone. The good news? VA loans are known for having some of the most flexible and forgiving credit guidelines in the mortgage industry. Whether you have excellent credit or some past bumps in the road, understanding VA credit standards is key to knowing where you stand.In this post, we’ll simplify how VA lenders look at credit scores, debt history, and what you can do to prepare for a successful loan approval.Is There a Minimum Credit Score for a VA Loan?The VA itself does not set a minimum credit score. However,...
This morning at the Port of Miami, under a gray sky and steady rain, I had the honor of attending a send-off that reminded me why I do what I do. Invited by Admiral Alvin Holsey, Commander of the United States Southern Command (SOUTHCOM), I joined fellow guests to witness the departure of the U.S. Naval Ship Comfort as it set sail on its Continuing Promise mission — a powerful humanitarian initiative that transcends borders, politics, and oceans.The ship may be heading out to care for others, but the impact of this mission was already felt here at home.As a...